Terms & Conditions

Last updated: 3 February 2026.

1. Purpose

These terms govern the access to and use of alvarosrec.com, operated by Alvarosrec Educativa Cía. Ltda., which provides educational content on alternative finance and real estate crowdlending in Ecuador.

2. Nature of the content

All content is for informational and educational purposes only. Alvarosrec does not offer securities, does not raise funds from the public, does not manage portfolios and does not replace the advice of an accredited professional in Ecuador.

3. Permitted use

You may read, print and share the content citing the source. Bulk copying of the site, resale, reverse engineering or automation that overloads the service is forbidden.

4. Newsletter registration

By subscribing you declare that you are over 18 years old, have full legal capacity under the Ecuadorian Civil Code and agree to receive communications. You may unsubscribe with one click from any email.

5. Intellectual property

6. Third-party links

The website may link to pages of the Superintendency of Companies, the SRI or specialised publications. Alvarosrec does not control or endorse the content of such sources.

7. Limitation of liability

To the maximum extent permitted by Ecuadorian law, Alvarosrec is not liable for financial decisions made based on the content of the site or for indirect damages or loss of profits.

8. Modifications

We may update these terms by publishing a new version with a visible date. If the change is substantial, we will notify subscribers by email.

9. Governing law and jurisdiction

These terms are governed by Ecuadorian law. Any dispute shall be submitted to the competent judges of the canton of Quito, province of Pichincha, the parties waiving any other jurisdiction.

10. Legal contact

For formal notices write to legal@alvarosrec.com or to the corporate address indicated in the footer.